Employee Benefits Consulting

Employee benefits are crucial to a company’s success as they not only attract and retain top talent but also foster employee satisfaction, productivity, and overall organizational performance.
Plan evaluation is vital to ensure a company’s employee benefits package remains competitive and meets both employee needs and organizational objectives, thereby enhancing overall satisfaction and retention.

Professional consultation is essential for evaluating a company’s benefits plans, ensuring alignment with objectives, budget, and workforce needs.

Health Insurance Options

A plan where the employer pays a fixed premium to an insurance company, which assumes all financial risk for providing healthcare coverage to employees.
A hybrid insurance model where employers pay a fixed monthly amount to a third-party administrator, which sets aside funds for claims and purchases stop-loss insurance to cover larger expenses.
A plan in which the employer assumes the financial risk for providing healthcare coverage to employees, paying for claims directly rather than paying premiums to an insurance company.
An Individual Coverage Health Reimbursement Arrangement (ICHRA) is a type of employer-funded health benefit that allows employees to purchase individual health insurance plans while receiving tax-free reimbursement from their employer for eligible medical expenses.

Association Health Plans

Association Health Plans (AHPs) are group health insurance options for small businesses and self-employed individuals, providing access to coverage typically available to larger companies through collective purchasing power.
ChamberSMART health plans are tailored insurance options offered by chambers of commerce to their members, providing access to cost-effective and comprehensive healthcare coverage solutions.
Farm Bureau health plans are insurance options specifically designed for members of agricultural organizations such as Farm Bureaus, offering tailored coverage and benefits suited to the unique needs of individuals involved in farming and related industries.

Need More Information?

Our dedicated team is ready to answer all your queries and guide you towards the right benefits solution. Reach out to us today!

Benefits Administration Tools

We specialize in providing comprehensive benefits administration services to ensure seamless management and optimization of employee benefit programs.
We excel in expertly handling claims management, streamlining processes to efficiently navigate and resolve employee claims, ensuring timely and accurate reimbursement.
We leverage cutting-edge technology resources to enhance efficiency, accuracy, and accessibility in managing employee benefits, ensuring seamless integration and optimal utilization of digital solutions.

Regulatory Compliance Guidance for Employee Benefits

Stay compliant with employee benefits regulations. We offer expert advice to ensure your benefits program meets legal requirements, minimizing risk and ensuring peace of mind.

Affordable Care Act Education and Analysis

Understand the ACA and its impact on your business. Our services provide clear insights and guidance to help you navigate ACA requirements and optimize your benefit strategies.

Need More Information?

Our dedicated team is ready to answer all your queries and guide you towards the right benefits solution. Reach out to us today!

Personalized Individual Benefits

Get personalized health insurance plans for you and your family. We offer tailored options to ensure you have the coverage you need for peace of mind.
Secure affordable health insurance tailored to your entrepreneurial journey. Our plans provide the flexibility and coverage you need to focus on your business with confidence.
Enhance your Medicare coverage with our supplemental plans. We offer options to fill the gaps, providing comprehensive care and financial security for seniors and individuals with specific healthcare needs.

Dental & Vision Insurance

Protect your smile and overall health with our dental insurance. Our plans cover routine care and procedures, ensuring you can maintain optimal oral health affordably.
Keep your vision sharp with our vision insurance. Our plans cover eye exams, eyewear, and corrective procedures, helping you prioritize your eye health without breaking the bank.

Disability Coverage

Safeguard your income during extended periods of disability with our long-term disability insurance. Our plans provide financial stability, ensuring you can cover expenses and focus on recovery without added financial stress.
Get peace of mind during temporary disabilities with our short-term disability insurance. Our plans offer quick and reliable income replacement, helping you manage expenses while you’re unable to work.

Need More Information?

Our dedicated team is ready to answer all your queries and guide you towards the right benefits solution. Reach out to us today!

Life Insurance Solutions

Secure your family’s financial future with life insurance. Our customizable plans provide a lump sum payment to beneficiaries, ensuring they’re protected in the event of your passing.
Protect yourself and your loved ones from the unexpected with AD&D insurance. Our plans offer coverage for accidental death or serious injury, providing financial support in challenging times.

Key Person & Business Continuation Solutions

Protect your business from financial loss due to the death or disability of a key employee with Key Man Insurance. Our tailored plans ensure continuity by covering expenses during transitions, safeguarding your business’s stability.
Ensure your business’s financial health if a key employee becomes disabled with Key Person Disability Insurance. Our plans cover ongoing expenses and provide funds for replacements.
Keep your business running smoothly during an owner’s disability with Overhead Expense Insurance.
Facilitate smooth ownership transitions with Buy-Sell Agreement Insurance. Our coverage ensures funds are available to purchase a deceased or disabled owner’s share, protecting stakeholders’ interests.

Voluntary & Worksite Benefits

Enhance your employee benefits package with Voluntary Life Benefits. Employees can customize their coverage, providing financial security for themselves and their dependents. We assist in designing and administering these programs to attract top talent.
Supplement your employees’ insurance coverage with Worksite Insurance Benefits. Our programs offer additional protection against medical expenses, enhancing financial security and well-being.